> Health Maintenance Organization (HMO) Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
> Flood Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
> Employment practices This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
Is your home covered should disaster strike? A home is more than just a building. Home is the place where comfort is found, investments are made, and years of memories are stored. Yet, at any moment, disaster can strike and wipe away everything that you have worked for. Utah homeowners insurance advisor can help you prepare for the worst when it comes to your home.
A Utah Homeowners Insurance Advisor can help find the best plans to cover your home in the case of:
Fire or Lightning Damage
Storm or Hail Damage
Explosions
Vandalism
Damage Cause by Aircrafts or Vehicles
Theft
While memories can never be replaced, the right insurance coverage can go a long way in helping you get through the difficult times following a tragic event involving your home. Utah homeowners insurance can help pay for losses associated with your home such as house structures, furniture, appliances, personal belongings, and even living expenses.
Not only will Utah homeowners insurance cover physical losses brought about by theft or disasters, it can help cover for damages that people in your home might be responsible for. Liability covers you against lawsuits for bodily injury or property damage that you or family members may cause to others. It even covers damages your family pet might cause to neighbors and their property. Be prepared for the unexpected, learn more about Utah homeowners insurance.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Utah
Establishments
1,282
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
401,099
Paid employees
12,719
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our Utah Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Utah Insurance Advisors today:
American Fork
Bountiful
Brigham City
Cedar City
Clearfield
Draper
Kaysville
Layton
Lehi
Logan
Magna
Midvale
Ogden
Orem
Pleasant Grove
Provo
Riverton
Roy
Saint George
Salt Lake City
Sandy
South Jordan
Spanish Fork
Springville
Tooele
Vernal
West Jordan
Did You Know?
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.
Utah External Sites
Insurance Rules
R590-154-7. Sale, Solicitation, or Negotiation of Insurance. ... A. Every insurer marketing insurance in the State of Utah shall establish written ma Utah Department of Insurance - Companies and Agents
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Latest News
Latest Insurance related news in
Utah and nationwide:
Mar 02, 2007 - The Medigap Insurance Company When you have a Medigap policy, the insurance company must pay your doctor or provider directly when:
Mar 02, 2007 - Growth In U.S. Health Care Spending Slows Despite the slowdown, the share of household personal income spent on health care rose from 5.4 percent in 2001 to 6 perce Read more >
Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require Read more >
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general information related to insurance issues commonly encountered.
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